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|With Credit Cards Hitting Hardest , UK Consumers Tax Themselves With Penalty Charges On Personal Finance Options
Posted by nick_niesen on October 29th, 2010
A rise in costs for users of any financial service usually results in public outcry, why is it then that so many of those same consumers allow penalty fees and charges to accrue on their credit cards, when the problem could so easily be avoided?
The financial groups Defaqto and MoneyExpert have released a report in which the startling figure that one in five consumers have had to pay just such a charge, and while credit cards were the worst offender , a number of different personal finance services also incurred unnecessary charges. These services included charges for simple personal finance errors such as allowing an overdraft to go over the agreed bank limit, or investing in an inflexible mortgage and then paying off the debt early. In both cases either better preparation beforehand with regards to choosing the right provider (such as using an online personal finance database like Moneynet ( ) or Motley Fool ( ) ) or taking advantage of financial options now readily available would have presented more flexible options which would not have imposed the penalties.
To take an example, credit cards allow greater control over your personal cash flow - you can pay now for a product or service even if the funds you use will not be available to you until the following month, at which point you pay off the credit card. Credit cards also have valuable incentives for their use with larger purchases, featuring , as the majority do, insurance options and traceability. However when you are making smaller purchases, say clothing or household products, then the use of a credit card may not be the best use of your money: searching for a suitable personal loan would most likely result in better short-term rates and the avoidance of penalties such as those imposed on the one in five people surveyed by Defaqto and MoneyExpert.
With the survey also producing the result that one in twenty consumers faced charges in excess of £100 it would seem that this problem is more than a trifle for a large portion of the UK population and that while there are a great number of personal finance options available out there, there are very often not used to the advantage of the consumer as they could so easily be with a little research.
All information contained in this article is for general information purpose only and should not be construed as advice under the financial Services act 1986. You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.
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5G Infrastructure Market Development Trend, Key Players & Investment Feasibility By Analysis 2026
by Miller@21 · January 7, 2019
The overall 5G Infrastructure Market is estimated to grow from USD 2.86 billion in 2020 to USD 33.72 billion by 2026, at a CAGR of 50.9% between 2020 and 2026. The major factors driving the growth of the 5G infrastructure market include increasing demand for mobile data services, rising importance of software implementation in communication network , growth of machine-to-machine (M2M) communication in industries, and growing demand for high speed and large network coverage.
Some of the key players in the 5G infrastructure market are Qualcomm (US), Intel (US), Ericsson (Sweden), Samsung (South Korea) NEC (Japan) , Qorvo (US), AT&T (US), Huawei (China), Nokia (Finland), MediaTek (Taiwan) , Cisco (US), Cavium (US), Analog Devices (US), Verizon Communications (US), SK Telecom (South Korea) , T-Mobile (US), ZTE (China), Korea Telecom (South Korea), China Mobile (China), and MACOM Technology Solutions (US).
Qualcomm (US) has been considered as the top market player on the basis of product offerings , R&D activities, and growth strategies. In 5G infrastructure market, the company is heavily investing in R&D activities for interoperability testing, standardization, and establishing the 5G wireless network. In 5G network infrastructure , small cell plays a pivotal role in terms of enhancing the network range and coverage. Qualcomm (US) is one of the important suppliers for small cell chipsets to various network operators such as Nokia (Finland) and ZTE (China). Additionally, the company is working on the 5G new radio small cells that are essential in implementing 5G network. From a business perspective, the comp.